Starting from the life insurance business in 2004, the success of AXA Mandiri was continued with the construction of the general insurance business in 2011. Now AXA Mandiri is getting more complete and strong and continues to focus on providing a variety of solutions according to customer needs, both in the financial and investment services, as well as life and asset protection solutions.
PT AXA Mandiri Financial Services (AXA Mandiri) is a joint venture life insurance company between PT Bank Mandiri (Persero) Tbk and National Mutual International Pty. Limited (AXA Group). Has been present for 19 years in Indonesia to empower people to have a better quality of life.
AXA Mandiri serves the public by providing a variety of innovative product solutions, according to community protection needs, includinglife insurance, health insurance, critical illness insurance, pension funds (DPLK AXA Mandiri), to future financial planning. AXA Mandiri has served more than 4 million Indonesians supported by more than 2,000 Financial Advisors spread across more than 1,472 branch offices of Bank Mandiri and Bank Syariah Indonesia throughout Indonesia, as well as more than 369 Tele-Sales and Corporate Sales officers.
AXA Mandiri won various public appreciation including Best Insurance for three consecutive years (2020-2022) from Investor Magazine, Best Insurance Company kategori Insurance Company with Outstanding Sales Transformation from CNBC Indonesia Awards 2022, Indonesia Mindful Company Award 2022 from MarkPlus, Contact Center Service Excellent Award for six consecutive years (2017-2022) from Marketing & Carre Magazine and Indonesia Trusted Company from 2018 to 2022 (except 2020) from The Indonesia Institute for Corporate Governance (IICG) collaborating with SWA Magazine.
AXA Mandiri is licensed and overseen by the Financial Services Authority (OJK).
Trilaksito Singgih Hudanendra has more than 20 years of experience in financial industry. Currently he serves as President Commisioner PT AXA Mandiri Financial Services (AXA Mandiri) since 2023.
Currently he is also still active in designing, monitoring the execution and ensuring branch network development strategies, bancassurance business development and managing all retail business sales personnel in his role as Senior Vice President, Group Head Distribution Strategy of PT Bank Mandiri Persero (Tbk).
His track record includes, among others, serving as Group Head Transaction Banking SME Sales, Group Head Consumer Deposits also served as Member of the Board of Commissioners at PT National Electronic Transaction Settlement (2017-2019).
Singgih, was born in Solo and holds a Bachelor of Economy from Universitas Sebelas Maret and Magister of Business Administration dari Universitas Gadjah Mada.
Sally O’Hara has 25 years of experience in the insurance industry. Ms. O’Hara was appointed Commissioner of AXA Mandiri Financial Services (AXA Mandiri) on June 16th, 2022 and is responsible for overseeing the company's strategy, ensuring sustainable growth, and maintaining AXA Mandiri's position as one of the largest life insurance companies in Indonesia.
Ms. O’Hara also serves as CEO of Krungthai-AXA Life (KTAXA) in Thailand, a position held with AXA since 2018 and she is a member of AXA’s Partners group. Prior to AXA, Ms. O’Hara held the position of Country President and Director of Chubb Life Assurance for 5.5 years, and senior executive roles across various functions with Ayudhya Allianz C.P. Life.
Her track record includes, among others, delivering shareholder value through business transformation while building customer focused solutions and inclusive workplace cultures.
Holder of a Bachelor of Commerce and a Master of Business Administration from the University of Melbourne, Australia, Sally speaks Thai fluently and is learning Bahasa.
Sally was recognized as a ‘Women Worth Watching’ by Diversity Journal in 2019 and in 2021 was named the ‘Most Influential CEO in Southeast Asia’ by the Global CEO Excellence and ‘2021 CEO of the Year’ by Insurance Asia Magazine.
Agus Retmono has more than 30 years of experience in the financial industry. He currently serves as an Independent Commissioner of AXA Mandiri Financial Services (AXA Mandiri) since 19 February 2021 and is responsible to oversee the company's strategy, ensuring its sustainable growth, and maintaining AXA Mandiri's position as one of the largest life insurance companies in Indonesia.
His track record covers, among others, as Associate Consultant (Advisor) at PT Sumberdaya Andalan Mandiri various senior positions in operations function and risk management PT. Bank Mandiri (Persero) Tbk., been stationed in Singapore and Malaysia, recently serves as Senior Vice President/Group Head Unit Policy & Procedure Group. Prior to that he served as Chairman of the Supervisory Board at the Pension Fund of Bank Mandiri Empat (DPBM Empat).
Affectionally called as Pak Nonot, he holds a Bachelor of Economics degree from the University of Diponegoro in Semarang and a Master of Business Administration degree from the University of Illinois at Urbana-Champaign in the United States of America.
Choky has more than 30 years of experience in insurance industry. Currently he serves as Independent Commisioner PT AXA Mandiri Financial Services (AXA Mandiri) since 2023.
He is currently serving as The Chairman of The Executive Board of Indonesian Senior Executives Association (ISEA), an organization of Ex and Senior Executives who be active in the field of consultation, advisory, seminar workshop, training and development, and management studies assigned to Directors and Commissioners as well as senior management positions for non-bank financial industry, especially insurance.
His track record includes, among others, serving as Independent Commisioner PT Sun Life Financial Indonesia (2015-2023) and Director TRB (London) Limited (2012-2013). Choky served as Member of the Board of Commissioners at PT National Electronic Transaction Settlement (PT PTEN) 2017-2019.
Choky, was born in Jakarta and holds a Bachelor of Business Administration from The Wichita State University, Kansas USA.
His track record includes, among others, serving as Group Head...
Ms. O’Hara also serves as CEO of Krungthai-AXA Life (KTAXA) in Thailand, a position held with AXA since 2018 and she is a member of AXA’s Partners group. Prior to AXA, Ms. O’Hara held the position of Country...
His track record covers, among others, as Associate Consultant (Advisor) at PT Sumberdaya Andalan Mandiri various senior positions in operations function and risk management PT. Bank Mandiri (Persero)...
He is currently serving as The Chairman of The Executive Board of Indonesian Senior Executives Association (ISEA), an organization of Ex and Senior Executives who be active in the field of consultation, advisory, seminar workshop, training and development, and management studies assigned to Directors and Commissioners as well as senior management positions for non-bank financial industry, especially...
Drs.H. Zainut Tauhid Sa'adi, M.Si serves as Chairman of the Sharia Supervisory Board of PT AXA Mandiri Financial Services (AXA Mandiri) since January 2022. He also serves as Chief of Law and Legislation of the Indonesian Ulema Council (MUI) and Deputy Secretary of the National Sharia Council (DSN) MUI. He also serves as a member of the Indonesian House of Representatives since 1997. H. Zainut earned his Master’s in Government Science from Satyagama University, Jakarta and is currently enrolled in a Doctoral Program at the State Islamic University (UIN) Syarif Hidayatullah Jakarta.
Amin has more than 10 years of experience in the insurance industry. Currently, Amin serves as a Member of the Sharia Supervisory Board (DPS) of PT AXA Mandiri Financial Services (AXA Mandiri) since June 2024.
His track record includes, among others, as Member of the Sharia Supervisory Board of PT Asuransi Takaful Umum (2022-present) and the Sharia Supervisory Board of the Dana Pensiun Lembaga Keuangan Allianz Indonesia (2019-present). Amin also serves on the Sharia Supervisory Board of PT Jasa Gadai Syariah (2017-present).
Amin, was born in Pemalang and has a Bachelor's degree in Accounting from the Indonesian School of Economics.
M. Cholil Nafis has more than 15 years of experience in the insurance industry. Currently, Cholil serves as Member of the Sharia Supervisory Board (DPS) of PT AXA Mandiri Financial Services (AXA Mandiri) since June 2024. A part of that, Cholil is also still active as a permanent lecturer at Syarif Hidayatullah State Islamic University Jakarta and as a guest lecturer at the University of Indonesia. Apart from that, he is also involved as a consultant, workshop, seminar, training - development in Sharia finance and holding a competency assessor certificate for Sharia Supervisors from Badan Nasional Sertifikasi Profesi (BNSP). He is active in organizations as the Chairman of the Indonesian Ulema Council (MUI) and the Rais Syuriyah of the Central Board of Nahdlatul Ulama (PB NU).
His track record includes, among others, serving as the Sharia Supervisory Board of PT Jaminan Pembiayaan Askrindo Syariah (2023-present) and Chairman of the Sharia Supervisory Board PT Pegadaian (2017-present). Cholil also serves as Chairman of the Sharia Supervisory Board of PT Asyki Insurance (2017-present). Cholil, was born in Sampang on June 1, 1975, holds a Bachelor's degree from Ibnu Su'ud Islamic University, a Master's degree in Religious Studies from Syarif Hidayatullah State Islamic University Jakarta, and a Doctorate from the University of Malaya, Malaysia.
Amin, was born in Pemalang and has a Bachelor's...
M. Cholil Nafis has more than 15 years of experience in the insurance industry. Currently, Cholil serves as Member of the Sharia Supervisory Board (DPS) of PT AXA Mandiri Financial Services (AXA Mandiri) since June 2024. A part of that, Cholil is also still active as a permanent lecturer at Syarif Hidayatullah State Islamic University Jakarta and as a guest lecturer at the University of Indonesia. Apart from that, he is also involved as a consultant, workshop, seminar, training - development in Sharia finance and holding a competency assessor certificate for Sharia...
Handojo Gunawan Kusuma has over 30 years of experience in the insurance industry, including 20 years of experience in senior management. He is highly experienced in various functional disciplines under sales/distribution, marketing, as well as general and life insurance operations.
He has served as President Director of PT AXA Mandiri Financial Services (AXA Mandiri) since November 28, 2018. He is responsible for the company's strategy, maintaining healthy, sustainable growth of AXA Mandiri as one of the largest life insurance companies in Indonesia.
Prior to joining AXA Mandiri, Handojo served as Vice President Director, Allianz Indonesia Deputy Country CEO and Regional Chief Agency Officer, Asia Pacific Allianz, overseeing operations in 7 countries in Asia.
Handojo graduated from Western Michigan University, USA, majoring in Computer Science and Applied Mathematics, then obtained his Master of Business Administration, Finance Concentration from the same university. Handojo also has various professional certifications such as Fellow Life Management Institute (FLMI), Associates Insurance Agency Administration (AIAA) and Customer Service (ACS) Associate from Life Office Management Association, Inc., Atlanta, Georgia USA.
Rudy Kamdani has served as Compliance Director of PT AXA Mandiri Financial Services (AXA Mandiri) since June 2019. He is responsible for the company’s Compliance & Legal function, maintaining good relations with stakeholders, such as regulators, associations, governments, and other relevant institutions, as well as collaborating with the board of Directors of AXA Mandiri.
Rudy who was born in April 1964 started his career as an associate attorney at Mulya Lubis & Partners, and established over 23 years of experience in the insurance industry. PT Asuransi Jiwa Principal Indonesia, PT AIA Financial and PT FWD Life Indonesia are several of the companies where he had a career and was trusted to lead several fields such as External Affairs and Syariah, Legal, Compliance, Human Resources, Risk to CEO.
The holder of bachelor’s degree of Law from the University of Indonesia in 1988 and a Postgraduate Master of Law in International Legal Studies from The American University, as well as a Master of Business Administration from Marymount University is also one of the founders of the Indonesian Insurance Mediation Agency (BMAI) and has served as the Head of The Department of Law and Legislation at the Indonesian Life Insurance Association (AAJI). He obtained a number of certifications, including Life Insurance Experts Association of Indonesian Insurance Management Experts (AAIJ AAMAI), Enterprise Risk Management Academy (ERMA), Qualified Risk Governance Professional (LPK MKS), Masterclass Risk Governance for Senior Managers & Board Members (CRMS Global, IFC), and others.
Rudi Nugraha, or affectionally called as Joshua, has been a Director of PT AXA Mandiri Financial Services (AXA Mandiri), since August 2020. He is responsible for sales strategy for in-branch channel, distribution channel, and financial advisor development, in addition to forming a synergy with the Board of Directors of AXA Mandiri.
Joshua has more than 20 years of experience in banking and insurance. Starting his career in the banking industry by serving as a Sales Team Leader at a multinational bank. Joshua then honed his expertise in sales by becoming part of one of the largest banks in Indonesia, PT Bank Mandiri (Persero) Tbk (Bank Mandiri).
As Bank Mandiri's best employee in 2016, cum laude graduate of the Magister Management program of Gajah Mada University, and a graduate of Parahyangan Catholic University in Bandung majoring in Computer Science, he led various teams, including as Consumer Banking Head, Retail Funding Head, and, for a time, he also joined AXA Mandiri as Head of Sales Group. While serving as Bank Mandiri's Kediri Area Head in early 2018, Joshua oversaw the management of business, operations, risk/quality, service, and human resources of the entire Kediri area, which covers 13 regencies and municipalities in East Java.
He holds CFP (Certified Financial Planner), The Associate Estate Planning Practitioner (AEPP) and Qualified Chief Risk Officer (QRCO) certifications and has attended various trainings at home and overseas, such as Executive Education training at Harvard Executive Education, Ross Business School-University Michigan United States of America, AXA-Core at AXA University Singapore, Fundamental Wealth of Management from Master of Management, Gajah Mada University, as well as several trainings from Mandiri University and AXA.
Uke Giri Utama has served as Director of PT AXA Mandiri Financial Services (AXA Mandiri) since August 2021. He is responsible for the strategy and sales function in the Corporate & Others Channel distribution channel, which includes Corporate Solutions, DPLK, Telemarketing, Digital Business, and Alternate Channel, including Sharia business development & health business transformation.
Uke has over 22 years of experience in the financial industry. He started his career in the banking industry as Assistant First Manager at a multinational bank. Uke then spent the next 15 years in the insurance industry, leading various divisions, from Pension & Group Life, Sales & Distribution Manager, Deputy of Chief Bancassurance Officer/Head Wholesale Partner, VP Head of Sales in Bancassurance, to SVP Head of Employee Benefit at several multinational insurance companies.
The holder of an MBA degree from Swiss German University later joined PT Bank Mandiri (Persero) Tbk, (Bank Mandiri) as Director of Marketing and Clients Services of DPLK Bank Mandiri. He was trusted to lead the transfer of DPLK Mandiri to DPLK AXA Mandiri the Mandiri InHealth transformation/strategic project, before joining AXA Mandiri.
Aayush Poddar has served as Director of PT AXA Mandiri Financial Services (AXA Mandiri) since January 2022. He is responsible for the company’s financial management, including accounting, tax, procurement, investment & actuary as well as leading the data innovation team in optimizing data analytics to support the business transformation and achieve the company’s goal in collaboration with the Board of Directors of AXA Mandiri.
Aayush has over 16 years of experience in finance across multiple industries. He started his career as an Equity Research Associate, post which he worked as Corporate Planning and Business Review Manager overseeing Bharti’s insurance joint ventures with AXA in India. Aayush then joined AXA as a Financial and Insurance Risk Manager in India, before his appointment as Head of Strategy of PT AXA Services Indonesia and Chief Financial Officer of PT Asuransi AXA Indonesia.
The holder of Post Graduate Programme in Management (with a specialization in Finance & Strategy) from Indian School of Business and Chartered Financial Analyst from Institute of Chartered Financial Analysts of India, Aayush was Vice President of Investor Relations in GIE AXA in France, before joining AXA Mandiri.
Prior to...
Rudy who was born in April 1964 started his career as an associate attorney at Mulya Lubis & Partners, and established over 23 years of experience in the insurance industry. PT Asuransi Jiwa Principal...
Joshua has more than 20 years of experience in banking and insurance. Starting his career in the banking industry by serving as a Sales Team Leader at a multinational bank. Joshua then honed his expertise in sales by becoming part of one of the...
Uke has over 22 years of experience in the financial industry. He started his career in the banking industry as Assistant First Manager at a multinational bank. Uke then spent the next 15...
Aayush has over 16 years of experience in finance across multiple industries. He started his career as an Equity Research Associate, post which he...
To be the prefered company for employees, AXA Mandiri always creates a comfortable work environment and ensures that every employee gets various facilities to improve their competence. AXA Mandiri's success in increasing employee engagement has earned the company an award as the Best Employer in Indonesia 2011 from Aon Hewitt Consulting Asia Pacific.
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